The Offer:
- 50% Off on Fees
- Competitive financing pricing
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POS Finance:
This product provides financing for micro and small enterprises based on their cash flows through POS (Point of Sale) terminals provided by the bank.
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Payroll Finance:
This product is designed to finance salary expenses for businesses based on their current account transactions, offering a highly flexible and swift credit approval process.
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Capex Finance:
This product enables clients to achieve their expansion plans by financing fixed assets, branch expansions, equipment and machinery, and vehicles, based on their current account transactions.
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Invoices Finance:
This product provides operational cycle financing by funding supplier invoices with revolving credit limits, based on the client’s current account transactions.
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Daman (Guarantee):
This product facilitates the issuance of performance or final guarantees for micro, small, and medium enterprises. It supports contractors with government or quasi-government projects valued between 2 million and 20 million Riyals, covering up to 50% of the guarantee amount, with a maximum guarantee range of 100,000 to 1 million Riyals.
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E-Commerce Finance:
This product serves micro, small, and medium enterprises by providing financing based on cash flows received through the Alinma payment gateway or other banks. It features a flexible and rapid credit approval process.
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Supplier Receivables Finance:
This product supports micro, small, and medium-sized enterprises by offering financing to cover working capital needs against accounts payable invoices or contracts approved by government, quasi-government, or large private companies. The financing is based on the supplier's experience and capabilities, as well as the quality of the project owner or buyer.
Offer Advantages:
- The offer is valid from September 22 until the end of October 2024.
- Competitive rates and fees.
- Rapid processing of financing applications.
- Flexible and simple financing conditions, with no financial statements required.
Offer Conditions:
- Submit your application within the offer period.
- The business must have been operational for at least one year as per the commercial registration.
- A positive credit history for both the business and its owners.
- Terms and conditions apply.