alinma Harrods
Credit Card

Anyone with an active Harrods Rewards membership can apply. If you are not yet a member, join Harrods Rewards first, then proceed with your card application.

Please ensure your membership is verified via the Verify My Account link sent to your email.

Daily spend, activation bonus and annual usage bonus points are each credited within one month of the statement date.

You can track your points in your Rewards statement on Harrods.com or the Harrods app; activity may take up to 24 hours to appear.

Members earn Rewards points on qualifying purchases, as defined in the Harrods Rewards terms, at selected Harrods locations. The number of points depends on your Rewards tier at the time of purchase.

Points can be earned at Harrods Knightsbridge, Harrods stores at Heathrow and Gatwick airports, H Beauty stores, harrods.com and the Harrods app.

Points can be redeemed against qualifying purchases at Harrods Knightsbridge, any H Beauty store, and through personal shopping services, per the Harrods Rewards terms.

Points cannot be redeemed through Harrods Estates, Harrods Aviation, or Harrods stores at Heathrow and Gatwick airports.

Scan your Harrods Rewards card at the till, or redeem through personal shopping services.

Points are redeemed in increments of 500, equivalent to £5.

Yes — earning differs by category: 4 points per SAR 6 at Harrods, 2 points internationally and 1 point locally, as set out in the rewards section.

Cardholders receive a £50 dining credit every six months at eligible Harrods Knightsbridge restaurants.

The eligibility periods run from 1 January to 30 June, and from 1 July to 31 December each year.

Spend at least £50 before the service charge at an eligible Harrods Knightsbridge restaurant and scan your Harrods Rewards card — the credit is deducted automatically at the till.

The credit applies to the first eligible bill in each six-month period, renews every six months, does not roll over, cannot be exchanged for cash or points, and cannot be transferred.

The alinma Harrods Infinite Credit Card earns Harrods Rewards points and Harrods-related benefits — welcome points, annual bonus points and points on qualifying purchases.

Other alinma credit cards earn reward points through the Akthr loyalty programme.

Yes — spend at least SAR 1,500 within 60 days of the card issuance date.

Once you spend SAR 1,500 or more, the welcome points are credited to your Harrods Rewards account within one month of the statement date.

The maximum points earned each month is based on your approved credit limit; purchases beyond it earn no points, as detailed in the card statement.

Within one month of the relevant statement date, provided the card remains active and you have paid the full outstanding amount or the minimum payment.

If the card is cancelled, any pending rewards not yet credited are forfeited.

By spending at least SAR 100,000 at Harrods during the calendar year, January to December, based on qualifying purchases on the card statement.

Non-qualifying and reduced-rate transactions are excluded from the annual threshold.

In the month following the end of the calendar year, provided the threshold is met, the card remains active, and payments are settled in full or at the minimum.

If the card is cancelled, the annual points are not awarded or retained.

No — points are not earned on SADAD bill payments. Points may be earned when paying directly through the service provider's app.

Yes — supplementary cards can be issued to family members, and their qualifying-purchase points are credited to the primary cardholder's account.

Yes — such transactions earn no points, and any points previously credited for them are deducted from future qualifying purchases.

Yes — at more than 1,200 airports worldwide through the Visa Airport Companion app.

Yes — points remain for the rest of the calendar year in which they were earned, plus two further full calendar years, and cannot be reinstated once expired.

Upon cancellation, any earned points not yet credited are forfeited.