At a
glance
2023 at a glance
Enabling excellence in the digital era
Becoming a highly valued brand in the Kingdom and the Middle East Region
Financial highlights
Net income
SAR
4,839 Mn.
+34% YoY
Total assets
SAR
236.7 Bn.
+18% YoY
Financing
SAR
173.6 Bn.
+18.5% YoY
Customers deposits*
SAR
187.9 Bn.
+29% YoY
ROA
2.21%
#1 in KSA
NPL ratio
1.61%
ROE
17.22%
#2 in KSA
NPL coverage
154.9%
Operating income composition
Operational highlights
Saudization rate
96%
2022: 95.2%
Female staff
22%
2022: 19%
Training hours
96,744
2022: 88,870
Monthly average users
19 million
(Smartphone user logins)
Daily average users
631,000
(Smartphone user logins)
Digital transactions
98.4%
Awards
Global SME Banking Innovation Awards 2023
Outstanding Staff Training, Learning & Development Program
Global SME Banking Innovation Awards 2023
Outstanding SME Cash Management Solution
Global SME Banking Innovation Awards 2023
Best SME Business Loan Product
International Finance Magazine Awards – Banking – Saudi Arabia 2023
akthr - Best Customer Loyalty Program
International Finance Magazine Awards - Banking - Saudi Arabia 2023
Best Working Place
GIFA | Winners
Best Islamic Bank 2023
Future Banks Awards KSA 2023
Leading Islamic Bank of KSA 2023
IRBA
Best Islamic Credit Cards Range in Saudi Arabia 2023
Won 4 awards at Capital Markets & ESG Finance Saudi Arabia Awards
2023
ESG highlights
Paper recycled
12,310 kg
Volunteering hours
2,412
Equipped for solar energy power
58 branches
Microfinance funding for over 280 families
SAR 5 Mn.
Sustainability strategy launched
Environmental Management policy developed
Geographical footprint
Alinma Bank branches
| City | Region | Branches |
| Riyadh | Riyadh Region | 38 |
| Jeddah | Makkah Region | 11 |
| AlKhobar | The Eastern Region | 6 |
| Dammam | The Eastern Region | 6 |
| Makkah | Makkah Region | 4 |
| Medina | Madina Region | 3 |
| Al-Hofuf | The Eastern Region | 2 |
| Aljubail | The Eastern Region | 2 |
| Buraidah | Al-Qassim Region | 2 |
| Dhahran | The Eastern Region | 2 |
| Hafr Al-Batin | The Eastern Region | 2 |
| Hail | Hail Region | 2 |
| Jazan | Jazan Region | 2 |
| Taif | Makkah Region | 2 |
| Abha | Aseer Region | 1 |
| Ad-Dawadimi | Riyadh Region | 1 |
| Alahsa | The Eastern Region | 1 |
| Albahah | Aseer Region | 1 |
| Al-Bukayriyah | Al-Qassim Region | 1 |
| City | Region | Branches |
| AlKharj | Riyadh Region | 1 |
| Al-Majma'ah | Riyadh Region | 1 |
| Al-Qatif | The Eastern Region | 1 |
| Al-Qurayyat | Aljuf Region | 1 |
| Al-Zulfi | Riyadh Region | 1 |
| Arar | Northern borders Region | 1 |
| Ar-Rass | Al-Qassim Region | 1 |
| Bisha | Aseer Region | 1 |
| Khamis Mushait | Aseer Region | 1 |
| Najran | Najran Region | 1 |
| Rafha | Northern borders Region | 1 |
| Ras Tanura | The Eastern Region | 1 |
| Sabya | Jazan Region | 1 |
| Unaizah | Al-Qassim Region | 1 |
| Sakaka | Aljuf Region | 1 |
| Tabuk | Tabuk Region | 1 |
| Turaif | Northern borders Region | 1 |
| Shaqra | Riyadh Region | 1 |
| Yanbu | Madina Region | 1 |
Number of point of sales in KSA
133,928
POS
Number of ATMs in KSA
1,504
ATMs
Number of branches in KSA
108
branches