alinma Bank announced today a net profit of SAR 3.081 billion after zakat for the period ending June 30, 2025, marking a growth rate of 12.8% compared to the same period last year.
Total assets rose to SAR 297.216 billion, an increase of 14.3% compared to SAR 260.138 billion during the same period last year. The financing portfolio grew by 15.1% to reach SAR 218.596 billion, up from approximately SAR 189.912 billion in the previous year. As a result, net income from financing and investment activities increased by 9.4% to SAR 4.555 billion, compared to SAR 4.163 billion in the same period of 2024. Customer deposits also saw strong growth, reaching SAR 229.944 billion, a 12% increase from SAR 205.357 billion in the prior year. The return on assets (ROA) was 2.15%, while the return on equity (ROE) reached 18.44%. The coverage ratio for non-performing loans was maintained at a robust level of 173.94% by the end of the first half of 2025, reflecting alinma Bank’s ability to sustain growth and enhance returns.
Commenting on the results, His Excellency Dr. Abdulmalik Abdullah Al-Hoqail, Chairman of alinma Bank’s Board of Directors, stated that these impressive results were supported by the continued expansion of the bank’s core banking activities during the first half of 2025. He expressed pride in the bank’s strong and consistent performance during the second quarter of 2025, noting that the results reflect the ongoing upward trajectory achieved by the bank over recent periods.
He added: “alinma Bank continues to achieve balanced and sustainable growth, driven by expansion in our core banking activities and the adoption of advanced digital solutions that meet the aspirations of our individual and corporate clients. We believe that a focus on innovation and excellence in service delivery will remain the main driver of our future growth. We will continually work to strengthen alinma Bank’s position as a leading financial institution supporting the national economy and delivering sustainable value to our shareholders and partners.”