alinma Bank announced a net profit after zakat of SAR 6,397.1 million for the financial year 2025, representing a growth of 10% compared to the same period last year.
Commenting on the financial results, Dr. Abdulmalek Al-Hogail, Chairman of the Board of Directors at alinma Bank, stated that this growth was driven by the expansion of the Bank’s core banking activities during 2025. He noted that total assets increased to SAR 311,067 million, reflecting a growth rate of 12%, compared to SAR 276,827 million in the same period last year.
The financing portfolio grew by 14%, reaching SAR 229,747 million as of 31 December 2025, compared to approximately SAR 202,308 million in the corresponding period of the previous year. As a result, net income from financing and investment increased by 8% to SAR 9,377 million, compared to SAR 8,649 million in the same period last year.
Customer deposits also recorded good growth, reaching SAR 227,374 million, an increase of 8% compared to SAR 210,545 million in the same period last year. The return on assets (ROA) stood at 2.18%, while the return on equity (ROE) reached 18.70%. The non-performing loan coverage ratio amounted to 150.30% for the year ended 31 December 2025.
Dr. Al-Hogail added: “Our strong performance in 2025 reflects alinma Bank’s commitment to sustainable growth and delivering long-term value to our shareholders. The significant expansion of our core banking activities enabled us to achieve record profits alongside continued asset growth, while our focus on strengthening the financing and investment portfolio resulted in solid returns. As we build on these achievements, we are confident, God willing, in our ability to adapt to evolving market challenges and further strengthen our position as one of the leading financial institutions in the Kingdom and the region.
I would also like to highlight the Bank’s deep commitment to embedding sustainability within its overall strategy. During 2025, alinma Bank achieved tangible progress in its environmental, social, and governance (ESG) performance, resulting in an improved ranking among global banks in this field.”