• Enjoy exclusive access to Alfursan lounges.*
• Gain worldwide access to over 1,000 VIP airport lounges with the alinma Alfursan Signature Credit Card via Visa Companion Airport App..
• Receive instant approval via the alinma app based on your average balance.
• Apply for alinma Alfursan Credit Card effortlessly via the alinma App based on your salary, with no need for salary transfer (subject to client credit evaluation).
• Pay your credit card dues in easy monthly installments starting from just 5% of the outstanding amount or SAR 100, whichever is higher.
• Easily transfer any additional unused balance to your current account.
• Transfer up to 30% of your credit card balance to your current account via the alinma Internet or withdraw cash up to 30% through alinma ATMs.
• Add your card seamlessly to e-wallets such as Apple Pay and mada Pay.
• Enjoy a variety of ongoing and seasonal offers and discounts.
• Fully Sharia-compliant.
• Benefit from a wide range of offers with alinma cards.

*Terms and conditions apply.

Welcome Miles:

Earn welcome miles upon activating the first primary card within three (3) months of issuance.

*To qualify for welcome miles, the card must be activated and used with a minimum spend of Ʀ 1,000 within 90 days of issuance.

**Welcome miles on the Platinum card are available as a limited-time special offer.

Earn Alfursan Miles on every purchase made with the card:

Additional Alfursan Reward Miles:

*Monthly rewards miles are calculated on a monthly basis, with the target resetting at the start of each new month.

If the customer earns Alfursan monthly miles for every month in the fiscal year, they will be rewarded with bonus miles equivalent to one additional month, based on the card type.

Total Welcome and Annual Miles Available During the Offer Period:

Alfursan Lounge Access with the Signature Card:

• Gain access eligibility for Alfursan lounges by making international purchases totaling Ʀ 30,000 within one (1) fiscal year using the Signature Card.
• Lounge access eligibility remains valid for one year from the date of notification, which will be sent via SMS 15 days after the transactions are posted to your card account statement.
• You will receive an SMS notification as soon as you qualify for Alfursan lounge access.
• Enjoy two lounge visits or one visit with a guest.
• The maximum number of lounge visits permitted per year is four (4).

Designed exclusively for alinma Infinite and Signature credit card holders, the Visa Concierge service simplifies your life anytime, anywhere. Enjoy assistance with restaurant and hotel reservations, entertainment bookings, car rentals, and flight arrangements. This 24/7 service ensures your needs are met effortlessly, saving you time and effort.

Service Details:

• Within Saudi Arabia: Call 8008443488
• Outside Saudi Arabia: Call +97143611234 or +442078502829

Enroll in the service by clicking here.

The above prices are subject to VAT.

• The terms and conditions apply in both Arabic and English. In the event of any discrepancy between the two languages, the Arabic text shall prevail in the implementation of the terms and conditions.
• The customer must be registered in the Alfursan program to request the card through the available channels, as the bank requires the Alfursan membership number to link the card with the membership.
• If you are not an Alfursan member, you can register using the following link: https://alfursan.saudia.com.
• The credit card request is subject to credit approval.
• The card will be delivered by mail within ten (10) business days.
• The bank reserves the right to take necessary measures to protect its rights in the event of misuse of the offer.
• The terms and conditions of the Product Granting Policy shall apply.
• The welcome miles apply only to the first card requested by the customer. The customer will not be eligible if the card is reissued or if a replacement card is requested more than three (3) months after the issuance date of the first card.
• The customer must activate and use the primary card with a minimum spend of SAR 1,000 within ninety (90) days of issuance to be eligible for welcome miles.
• The miles will be transferred to the Alfursan account of the account holder through the program’s site. The customer can access the balance and statement of the miles account via the program’s site: https://alfursan.saudia.com.

Condition to earn the extra miles:

• The customer will be compensated with monthly miles based on the card type, provided that the compensation does not exceed three months if the total targeted monthly purchase transactions are not achieved.
• Starting from January to December
• SAR 150,000 during the year

• Monthly rewards miles are calculated on a monthly basis, with the target resetting at the start of each new month.
• If Alfursan monthly miles are not earned during any given month, but the total purchase transactions in the customer’s account reach SAR 150,000 within the fiscal year, the customer will be compensated with monthly miles for up to three months, based on the card type.
• If the customer earns Alfursan monthly miles for every month in the fiscal year, they will be rewarded with bonus miles equivalent to one additional month, based on the card type.
• Miles will be calculated for annual and welcome transactions and rewards after they are posted to the card’s account statement.
• The Bank reserves the right to update the terms and conditions and the mechanism for calculating miles as deemed appropriate. Customers will be notified of any changes at least 30 days prior to implementation.
• The Bank reserves the right to stop calculating miles for the cardholder if the customer is found to have violated the terms and conditions outlined on this page or in the alinma Al-Fursan Credit Card agreement. At its sole discretion, the Bank may cancel all miles earned by the cardholder.
• The Bank reserves the right to suspend the accrual of miles for welcome and annual bonuses, or other transactions, if fees or amounts due remain unpaid.
• The Bank is not responsible for discrepancies between the Alfursan membership number registered during the application process and the actual membership number registered with the Alfursan program. Customers will not be compensated for any amounts.
• The Bank reserves the right to withhold, delete, or cancel any earned miles and to claim compensation in cases of misuse of the card, including executing fictitious purchases at sales outlets or other methods interpreted as misuse, or for commercial purposes.
• Following the completion of any eligible transaction, the Bank will grant the rewards due to the customer within a maximum of thirty (30) days from the date of the relevant account statement, provided the card is active and the customer has settled the entire or minimum dues. If the customer cancels the card, they will forfeit any rewards and will not be entitled to claim ungranted rewards.
• The maximum miles earned from local purchase transactions on a monthly basis equals the credit limit granted to the customer, excluding additional monthly and annual miles as well as miles from international purchase transactions. Starting from March 1, 2025.
• The customer will be awarded more points for local purchase transactions that exceed the maximum miles earning limit based on the type of credit card. Starting from March 1, 2025.
• The maximum miles earned from local purchase transactions on a monthly basis equals the credit limit granted to the customer, excluding additional monthly and annual miles as well as miles from international purchase transactions. Starting from March 1, 2025.
• The customer will be awarded more points for local purchase transactions that exceed the maximum miles earning limit based on the type of credit card. Starting from March 1, 2025.

Miles calculation related to welcome and annual rewards does not apply to the following:

• Cash withdrawals.
• Fees and annual profit rates.
• Bill payments through the Bank.
• Replenishment of electronic wallets.
• Refunds of purchase transactions.
• Transactions not posted to the card account statement.
• Transactions for commercial use.
• One mile is earned for every 14 SAR spent on purchases at the following merchants: Starting from March 1, 2025

* alinma terms and conditions apply.
*Alfursan terms and conditions apply.

Steps of Requesting the alinma AlFursan Credit Card via the App “Based on the Average Balance”

1. Open the alinma App and go to the home page.
2. Tap on “Cards” and select “Request Card.”
3. Choose “alinma Alfursan Credit Card” and enter your Alfursan membership number.
4. Provide the email address registered with the Alfursan program.
5. Select the account linked to your card.
6. Fill in your expense details and agree to the Terms & Conditions.
7. Receive instant approval based on your average balance.
8. Confirm your credit card limit.
9. Approve the promissory note through NAFITH.
10. Sign the contract electronically.
11. Issue and activate your credit card instantly upon completing the steps.

Steps of Requesting the Credit Card via the App “Based on Salary Information”

1. Choose “alinma Alfursan Credit Card.”
2. Fill in the email address that is registered in Alfursan.
3. Provide the email address registered with the Alfursan program.
4. Select the account linked to your card.
5. Choose your business sector and select your employer.
6. Enter your salary amount.
7. Fill in your expense details and agree to the Terms & Conditions.
8. Upload your salary slip.
9. Wait for the request to be approved.
10. Confirm your credit card limit.
11. Approve the promissory note through NAFITH.
12. Sign the contract electronically.
13. Issue and activate your credit card instantly upon completing the steps.

Purchase Protection offers peace of mind with every transaction, protecting your purchases against theft or damage. Shop confidently, knowing your items are secure.

Terms and Conditions:

• Full payment for products must be made using the alinma Alfursan Credit Card.
• Coverage is limited to new products only.
• Coverage remains valid for up to 365 days from the purchase date.
• Theft incidents must be reported within 24 hours of occurrence.
• Claims must be filed within 48 hours of the incident.

Multi-Trip Travel Insurance

Offers complete coverage for you and your family, providing peace of mind and protection for all trips lasting up to 90 days.

Coverage Details:

• Individual accident compensation:
  • Up to USD 1,000,000 (International).
  • Up to USD 100,000 (Domestic).
• Emergency medical expenses: Up to USD 1,000,000.
• Evacuation and repatriation: Up to USD 500,000.
• Hospital cash benefit: USD 100 per day (up to USD 3,000).
• Trip cancellation or amendment: Up to USD 7,500.
• Flight delay: USD 42 per hour (up to USD 1,000).
• Baggage delay: USD 42 per hour (up to USD 500).
• Loss of personal property: Up to USD 2,500.

Eligibility:

• Coverage includes the cardholder, their spouse, and up to five (5) children.
• Available for individuals aged 75 years or younger.

Additional Information:

• Download the insurance policy by visiting: cardholderbenefitsonline.com.
• Terms and conditions apply.

For Claims:

Please email the following details to visa@broadspire.eu:

• Cardholder’s name.
• First 9 digits of the covered card number.
• Cardholder’s address.
• Policy or section related to the claim.
• Start of the financial claim.

Car Rental with SIXT

Enjoy an exclusive discount of up to 15% and earn 500 additional miles for every booking made with your alinma Alfursan Credit Card.

Offer Features:

• Enjoy up to 15% off on worldwide bookings.
• Earn 500 additional miles with every booking.
• Benefit from free cancellation and reservation changes.

Terms and Conditions:

• The discount is valid exclusively for bookings made through this page (link).
• Payment is accepted exclusively using the alinma Alfursan Credit Card.
• The following rates or rentals are excluded from mileage promotions and mileage credits:
  • Van and truck rentals
  • Insurance-replacement rentals
  • Long-term rentals (28 days or more)
  • Rentals with vouchers
  • Prepaid rentals (“Pay Now”)
  • Rentals valued below €25 or SAR 100
  • Rentals booked through partner companies (e.g., ADAC)
  • Specific corporate framework rates
• The offer is applicable only to rentals with durations between 3 and 27 days.
• A combination of different promotional programs is not permitted.
• Mileage credits are awarded per rental and can be claimed retroactively within six months after the vehicle’s return, provided the promotion was active at the time of booking and during the rental period.
• Mileage credits are granted only if the rental contract is under the name of the respective mileage cardholder.

The general terms and conditions of SIXT apply.

• alinma App
• alinma website
• Contact Center: 8001208008
• Visit the nearest alinma branch. Click here to find your nearest branch.