- Receive approval via the alinma app based on your average balance.
- Earn 6 points per Ʀ 1 on local purchases and 7 points per Ʀ 1 on international purchases with the “Akthr” loyalty program.
- Make flexible payments with easy monthly installments starting from just 5% of the outstanding amount on your monthly statement.
- Enjoy free worldwide access to over 1,200 VIP airport lounges by downloading the Visa Airport Companion app. Eligibility, cumulative international spend of USD 100 or equivalent within 90 days prior to lounge access, and registering your alinma credit card For registration and more details, download App
- Offers and Discounts
- Access Global Visa Concierge service, available 24/7. Call from within the Kingdom at 8008443488, or from outside the Kingdom at +97143611234 / +442078502829.
- Get extended warranty coverage on all purchases made with your alinma Credit Card, doubling the warranty period to 24 months.
- Enjoy purchase protection for added security against theft and damage.
|
Card type |
Local use (for each Ʀ) |
International use (for each Ʀ) |
|
Platinum |
4 points for each Ʀ |
6 points for each Ʀ |
|
Signature |
5 points for each Ʀ |
7 points for each Ʀ |
|
Infinite |
6 points for each Ʀ |
7 points for each Ʀ |
|
Offers |
Infinite |
Signature |
Platinum |
Service/ card type |
|||
|
All alinma credit cards and first supplementary are free (Offer valid until (August 31, 2026). |
Free |
Free |
|
Primary / Supplementary card |
Annual fee Issuance / renew |
||
|
|
Ʀ15 |
Card replacement |
|||||
|
3% with a maximum of Ʀ 75 |
ATM Cash Withdrawal and Digital Bank Account Top-up / per transaction |
||||||
|
3% with a maximum of Ʀ 75 (Starting from 17 August 2025) |
Cash transfer from the Card / each transaction |
||||||
|
2% |
International transactions fee for each transaction |
||||||
|
Less than a year Ʀ 25 From one to five years Ʀ 30 More than five years Ʀ 50 |
Additional monthly account statement |
||||||
|
Free (Excluding digital banks as of June 21, 2026) |
E-Wallet Top-Up Fees |
||||||
|
Ʀ 1.5 for each transaction (Starting from 17 August 2025) |
ATM Balance inquiry |
||||||
|
Ʀ 25 |
Falls dispute |
||||||
|
Starting from 34% |
Finance Yearly Profit Rate |
||||||
|
From 1.9% to 3% (as per the signed contract) |
Monthly finance profit rate |
||||||
|
5% of the total amount due in the monthly statement or Ʀ 100 (whichever is higher) |
Minimum repayment amount |
||||||
- The bank reserves the right to take necessary measures to protect its rights in the event of misuse of the offer.
- Requests for alinma Credit Card are subject to credit approval.
- The card will be delivered by mail within 10 working days.
- The terms and conditions of the product grant policy apply.
- Earning points does not include digital wallet top-up transactions.
- The "Free" offer applies without usage conditions.
