alinma Infinite Credit Card

Discover the Ultimate Shopping Experience with alinma Infinite Card

Your perfect companion for exceptional banking services, exclusive offers, and worldwide benefits. With alinma Infinite Credit Card, you can also earn a variety of rewards through the “akthr” loyalty program.

alinma Infinite Credit Card Benefits:

  • Free issuance with no annual fees (starting from March 4 to March 31, 2025). The offer applies when you spend at least Ʀ 3,000 within the first three months of issuance and continued usage of the card with a minimum annual spending of Ʀ 3,000 starting from the second year.
  • Enjoy free worldwide access to over 1,200 VIP airport lounges via the Visa Companion App.
  • Earn 6 points per Ʀ 1 on local purchases and 7 points per Ʀ 1 on international purchases with the “Akthr” loyalty program.
Apply on alinma App Apply

  • Receive approval via the alinma app based on your average balance.
  • Earn 6 points per SAR 1 on local purchases and 7 points per SAR 1 on international purchases with the “Akthr” loyalty program.
  • Make flexible payments with easy monthly installments starting from just 5% of the outstanding amount on your monthly statement.
  • Enjoy free worldwide access to over 1,200 VIP airport lounges by downloading the Visa Airport Companion app and registering your alinma credit card.
  • Benefit from exclusive offers and discounts at a wide selection of hotels, restaurants, and stores, both locally and internationally.
  • Access Global Visa Concierge service, available 24/7. Call from within the Kingdom at 8008443488, or from outside the Kingdom at +97143611234 / +442078502829.
  • Get extended warranty coverage on all purchases made with your alinma Credit Card, doubling the warranty period to 24 months.
  • Enjoy purchase protection for added security against theft and damage.
  • Travel with peace of mind with insurance coverage for you and your family on all trips, for up to 90 days.
  • Access YQ’s Meet-and-assist services, with discounts of up to 25% on retail prices at over 450 destinations worldwide.

  • Sharia-compliant credit card.
  • Enjoy 0% profit margin on installments.
  • Earn various rewards and points on every purchase when you register for the “Akthr” loyalty program.
  • Add your card seamlessly to e-wallets such as Apple Pay and mada Pay.

  • The bank reserves the right to take necessary measures to protect its rights in the event of misuse of the offer.
  • Requests for alinma Credit Card are subject to credit approval.
  • The card will be delivered by mail within 10 working days.
  • The terms and conditions of the product grant policy apply.
  • Earning points does not include digital wallet top-up transactions.
  • The "Free for life" offer applies when you spend at least SAR 3,000 within the first three months of issuance and continued usage of the card with a minimum annual spending of SAR 3,000 starting from the second year.

Using alinma App (Based on Average Balance):

  • Open alinma App and go to the home page.
  • Tap on “Cards” and select “Request Card.”
  • Choose the desired credit card.
  • Select the account linked to your card.
  • Fill in your expense details and agree to the Terms & Conditions.
  • Receive approval based on your average balance.
  • Confirm your credit card limit.
  • Approve the promissory note through NAFITH.
  • Sign the contract electronically.
  • Issue and activate your credit card instantly upon completing the steps.

Using alinma App (Based on Salary Information):

  • Open alinma App and go to the home page.
  • Tap on “Cards” and select “Request Card.”
  • Choose the desired credit card.
  • Select the account linked to your card.
  • Choose your employer sector and select your employer.
  • Enter your monthly income.
  • Fill in your expense details and agree to the Terms & Conditions.
  • Upload your salary certificate.
  • Wait for the request to be approved.
  • Confirm your credit card limit.
  • Approve the promissory note through NAFITH.
  • Sign the contract electronically.
  • Issue and activate your credit card upon completing the steps.

Card type

Local use (for each SAR)

International use (for each SAR)

Platinum 

4 points for each Riyal

6 points for each Riyal

Signature 

5 points for each Riyal

7 points for each Riyal

Infinite 

6 points for each Riyal

7 points for each Riyal

Offers

Infinite

Signature

Platinum

Service/ card type

All alinma credit cards are free for life (Offer valid until [March 31, 2025).

Fees will be applied on Supplementary cards

Ʀ 300

Free for life

Ʀ 250

Free for life

Ʀ 100 Free for life

Primary / Supplementary card  

Annual fee Issuance / renew

 

 

 

Ʀ 50

Card replacement

Ʀ 75

ATM’s cash withdraw / each transaction

2.7%

International transactions fee for each transaction

Less than a year Ʀ 25

From one to five years Ʀ 30

More than five years Ʀ 50

Additional monthly account statement

Ʀ 50

Falls dispute

Starting from 34%

Finance Yearly Profit Rate

2.5% or as stated in the financing contract accompanying the card

Monthly finance profit rate

5% of the total amount due in the monthly statement or Ʀ 100 (whichever is higher)

Minimum repayment amount

 

Charges & Fees
Terms and Conditions

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