alinma Platinum Credit Card

• Receive approval via the alinma app based on your average balance.
• Make flexible payments with easy monthly installments starting from just 5% of the outstanding amount on your monthly statement.
• Earn 4 points per SAR 1 on local purchases and 6 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Enjoy worldwide access to 25 airport lounges by downloading the Visa Airport Companion app and registering your alinma credit card.
• Benefit from exclusive offers and discounts at a wide selection of hotels, restaurants, and stores.
• Get extended warranty coverage on all purchases made with your alinma Credit Card, doubling the warranty period to 24 months.
• Enjoy purchase protection for added security against theft and damage.
• Travel with peace of mind with insurance coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with discounts of up to 25% on retail prices at over 450 destinations worldwide.

• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every purchase when you register for “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such as Apple Pay and mada Pay.

• alinma App.
• alinma website
• Toll free 8001208008
• Visit the nearest alinma branch. Click here to find your nearest branch.

Credit Card Application Process Using the alinma App (Based on Average Balance):

• Open alinma App and go to the home page.
• Tap on “Cards” and select “Request Card.”
• Choose the desired credit card.
• Select the account linked to your card.
• Fill in your expense details and agree to the Terms & Conditions.
• Receive approval based on your average balance.
• Confirm your credit card limit.
• Approve the promissory note through NAFITH.
• Sign the contract electronically.
• Issue and activate your credit card instantly upon completing the steps.

Credit Card Application Process Using alinma App (Based on salary information):

• Open alinma App and go to the home page.
• Tap on “Cards” and select “Request Card.”
• Choose the desired credit card and click “Apply Now.”
• Select the account linked to your card.
• Choose your employer sector and select your employer.
• Enter your monthly income.
• Fill in your expense details and agree to the Terms & Conditions.
• Upload your salary certificate.
• Wait for the request to be approved.
• Confirm your credit card limit.
• Approve the promissory note through NAFITH.
• Sign the contract electronically.
• Issue and activate your credit card instantly upon completing the steps.

• The bank reserves the right to take necessary measures to protect its rights in the event of misuse of the offer.
• Requests for alinma Credit Card are subject to credit approval.
• The card will be delivered by mail within 10 working days.
• The terms and conditions of the product grant policy apply.
• Earning points does not include digital wallet top-up transactions.
• The "Free for life" offer applies when you spend at least SAR 3,000 within the first three months of issuance and continued usage of the card with a minimum annual spending of SAR 3,000 starting from the second year.

Charges & Fees
Terms and Conditions