Auto Lease Financing

Own Your Dream Car with Flexible Auto Lease Financing

Get Sharia-compliant auto lease financing designed to give you the flexibility to own your ideal car. Enjoy a seamless process, affordable installments, and exclusive benefits. With auto lease financing, the car is purchased from the dealer and leased to you for a fixed term, offering a structured financing solution that meets your aspirations.

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  • Fully Sharia-compliant.
  • Get immediate preliminary approval from your first visit.
  • Enjoy comprehensive insurance throughout the contract period.
  • Finance your car for up to 5 years.
  • Available for both Saudis and expatriates, with or without salary transfer.
  • Get financing up to SAR 1 million.*
  • Financing available up to age 65 for employees and up to 75 for retirees.
  • No down payment required.
  • Benefit from a final payment option of up to 60%.
  • Option to finance up to 3 cars.
  • Enjoy usage coverage across GCC.
  • Access after-sales services.
  • Ability to forgo the car.
  • Special financing programs for electric cars.

* APR starting from 2.83%
* Terms & Conditions Apply.

Auto Lease Financing (Monthly Installments)

Pay your installments monthly for up to 5 years, with the option to make a final "ownership payment" according to Alinma's terms and conditions.

50/50 Auto Lease Financing

Get auto lease financing for two years with a 50% down payment and a 50% final "ownership payment." You can choose to pay the profit and insurance upfront to avoid monthly installments or spread them out over the contract duration—whichever suits you best.

Electric Car Lease Financing (Monthly Installments)

To support environmental sustainability and promote greener transportation, Alinma offers electric car financing with monthly installments for up to 5 years, including the option to make a final "ownership payment" according to the terms and conditions.

50/50 Electric Cars Lease Financing

Go electric with a 2-year lease. Pay 50% upfront and 50% as a final "ownership payment" to own your electric car. For added flexibility, you can choose to pay the profit and insurance costs upfront to avoid monthly payments or spread them out over the contract duration—whichever suits your needs best. Drive with financial ease while reducing your carbon footprint.

  • Valid National ID or Iqama.
  • Valid Driver's License.
  • Car Quotation.
  • Salary Certificate.
  • Salary Confirmation Letter (for customers required to transfer their salary).
  • Bank account statement (for customers not required to transfer their salary).
  • Active Current Account with Alinma.

  • Through the direct sales team at showrooms.
  • Visiting the nearest alinma branch.
  • alinma Phone 8001208008.

Simple Steps to Get Your Lease Financing

Step 1:
  • Visit the dealer or showroom.
  • Choose your preferred car and specifications.
  • Obtain a car quotation from the sales representative.
  • Prepare the required documents.
Step 2:
  • Visit the sales representative, an alinma branch, or call alinma Phone.
  • Submit the car quotation and required documents to the sales representative.
  • Choose the financing program that best suits you.
  • Receive the initial offer and sign the application documents.
Step 3:
  • alinma will review your application for final approval.
  • Complete the car purchase process with the dealer.
Step 4:
  • The dealer will prepare your car.
  • Sign the documents and receive your car.

Congratulations on your new car!

● Authorization to drive within or outside the Kingdom.
● Add an additional driver to the car.
● Early repayment option.
● Easy transfer of ownership.
● Postponement of installments.
● Reschedule the final payment.
● Issue a replacement for lost registration, license plates, or key.
● Request a license plate replacement to change its shape or details.
● Renewal of driving license.
● Manufacturing defects.
● Accident procedures.
● Renewal of insurance policies.
● Change of actual user.
● Partial payment option.

1. Is auto-lease financing compatible with Sharia regulations and provisions?
  Yes, alinma auto-lease financing is compatible with Sharia regulations and provisions.
2. Can I get more than one car?
  Yes, you can get more than one car, with a maximum of 3 cars, depending on your financial solvency.
3. What is the maximum financing period?
  5 years.
4. What is the minimum financing period?
  1 year.
5. Is auto-lease financing granted to retirees?
  Yes.
6. What is the minimum age required to be eligible for the auto-lease financing?
  18 years old.
7. Can I get auto-lease financing without transferring my salary?
  Yes.
8. Does alinma keep a spare car key?
  All car keys are handed over to customers upon receipt.
9. Is there car insurance?
  Yes, the insurance is comprehensive throughout the contract period.
10. Is it possible to apply for car financing without a driver's license?
  A valid driver's license is required to register the car.
11. How can I submit a new financing application?
  You can apply through:
  • Visiting one of the sales representatives in the showrooms.
  • Visiting alinma branches.
  • Calling alinma Phone.
12. Can I delegate another driver?
  Yes, you can authorize more than one individual to drive your cat, provided they have a valid driver’s license.
13. Are there fees for after-sales services?
  Yes, you can view the fee details in the Aftersales Services Guide.
14. Can I travel outside the Kingdom with the car?
  Yes, you can travel by car to authorized countries. To learn more, please visit one of alinma branches or call alinma Phone.
15. How can I file a claim with the insurance company?
  You can file a claim by visiting the insurance company's website or through their dedicated channels.
16. What is the validity period of the car registration?
  According to Traffic Law, the validity period is 3 years from the date of issuance.
17. Can the final payment be rescheduled?
  Yes.
18. How can I find out the amount of the deductible?
  By reviewing the insurance policy.
19. How can I receive the car after approval?
  After contacting the customer, the car will be delivered when visiting the dealer or the showroom.
20. How can I obtain after-sales services?
  By visiting one of alinma branches or contacting the alinma Phone.
21. Is ownership transferred after paying all installments, fees and the last payment, if any?
  Yes, after paying all amounts, ownership of the car will be transferred to the customer.
22. Can ownership be transferred to another party after financing is paid off?
  Yes, as desired by the customer.
23. Can you concede the car?
  Yes, if the ceded customer is entitled to it, according to the terms and conditions.
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