Personal Finance without Salary Transfer

• Fully Sharia-compliant.
• Enjoy a repayment period of up to 60 months.

• Available to Saudi customers only.
• The minimum age requirement is 18 years.
• Minimum net salary starts at SAR 6,000 depending on the sector classification.
• Available to employees of Alinma-approved entities.
• *Administrative fees are 1% of the financed amount, with a maximum limit of SAR 5,000.
• Profit margin starting from 8% APR, with an annual percentage rate of 14.13%.

* Administrative fees and commodity broker fees are subject to VAT.
*Notice: Personal financing products may involve certain risks, including but not limited to fluctuations in stock prices. By submitting your financing application, you acknowledge that you are fully aware of these associated risks.
* Terms and Conditions apply.

You can submit your application through the following channels:

• Alinma App.
• Alinma Phone: 8001208008.
• Alinma branches.