Personal Financing for Self Employed Professionals

Flexible Personal Financing for Certified Professionals

Get Sharia-compliant personal financing designed exclusively for certified professionals, including doctors, healthcare practitioners, lawyers, engineers, and accountants—empowering you to achieve your professional and personal goals with ease. 

 

Apply Apply on alinma App

  

  • Get personal financing for up to 48 months.
  • Available for both approved and non-approved entities, with salary transfer required.
  • Fully Sharia-compliant.
  • No sponsorship required.

  • Salary Transfer Required.
  • The minimum age requirement is 24 years.
  • The minimum salary starts at SAR 12,000.
  • Maximum financing amount:
    • SAR 150,000 for individuals with less than two years of service.
    • SAR 200,000 for individuals with more than two years of service.
  • A bank statement for the last 3 months from any previous bank (where the customer's salary is transferred) is required if fewer than 3 salaries have been deposited in Alinma Bank.
  • APR: 13.69%.

 

* Administrative fees and VAT apply.
*Notice: Personal financing products may involve certain risks, including but not limited to fluctuations in stock prices. By submitting your financing application, you acknowledge that you are fully aware of these associated risks.
* Terms and Conditions apply.

Application Steps and Execution via Alinma Commodity App:

  • Fill out the required information.
  • Attach the required documents.
  • Once submitted, your personal financing request will be reviewed for approval or rejection.
  • Upon approval, log in to the app and go to "Request Status" to view and accept the offer.
  • Approve the promissory note under “Request Status,” then follow the link sent via SMS from NAFITH (Ministry of Justice) to confirm the Promissory Note.
  • Agree to the financing contract within the app.
  • Enter the activation code received via SMS and tap “Continue.”
  • You can submit your application through the following channels:

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