Land and Construction

Own Your Land and Build with Confidence

designed to help you purchase land and construct your property with structured payments disbursed according to approved construction completion stages. With the option to mortgage the property, Land and Construction Financing is available to all customers—both subsidized and non-subsidized—offering financial flexibility and a smooth journey to homeownership.

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Features that meet your needs:

Fully Sharia-compliant financing based on Murabaha (goods).
Freedom to select land anywhere in the Kingdom.
Freedom to design and build your property.
Option to purchase an old property, demolish it, and rebuild according to your needs.
Initial financing estimates to support better financial planning.
Financing up to SAR 10 million and available until the age of 75.
Financing may be accessible for non-accredited entities.
Flexible repayment terms of up to 25 years.
Option to apply the flexible installment feature.
Salary transfer not required for financing.
Early payment option.
Debt waiver in case of death or total disability (terms and conditions apply).
APR starting from 5.62%.

Easier Requirements for a Better Service:

Open a current account with alinma.
Obtain credit approval.
Provide a valid national ID.
Submit a salary certificate.
Complete the real estate finance application form.
Fill out the real estate details form.
Attach a copy of the property deed.
Submit a location sketch of the property.

Or through the following channels:

alinma Phone: 8001208008.
alinma branches.

* Terms and conditions apply.