Build the home of your dreams on your land
A financing product that allows you to select land from projects approved by the Ministry of Municipalities and Housing, with flexible payments disbursed according to approved construction completion stages—making it an ideal choice exclusively for alinma subsidized customers.
Features that meet your needs:
- Fully Sharia-compliant financing based on Murabaha (goods).
- Freedom to design and build your property.
- Initial financing estimates to support better financial planning.
- Financing up to SAR 10 million and available until the age of 75.
- Financing may be accessible for non-accredited entities.
- Flexible repayment terms of up to 25 years.
- Option to apply the flexible installment feature.
- Salary transfer not required for financing.
- Early payment option to ease financial commitments.
- Debt waiver in case of death or total disability (terms and conditions apply).
- APR starting from 5.62%.
Easier Requirements for a Better Service:
- Open a current account with alinma.
- Obtain credit approval.
- Provide a valid national ID.
- Submit a salary certificate.
- Complete the real estate finance application form.
- Fill out the Land Booking and Allocation form from the Ministry of Municipalities and Housing.
- Provide a valid building permit.
Or through the following channels:
- alinma Phone: 8001208008
- alinma branches.
* Terms and conditions apply.