Own Your Dream Property with Flexible Financing
A financing product designed to help you purchase a property from the market—whether a completed unit, an unfinished property, or land—through Murabaha financing. Available to all customers, both subsidized and non-subsidized, Murabaha Home Finance offers a structured financial approach that empowers you to make confident decisions and secure the right property for your needs.
Features that meet your needs:
- Fully Sharia-compliant financing based on Murabaha.
- Providing initial finance estimation to support better financial planning.
- Financing up to SAR 10 million and available until the age of 75.
- Financing may be accessible for non-accredited entities.
- Flexible repayment terms of up to 25 years.
- Acceptance of completed properties up to 30 years of construction.
- Option to apply the flexible installment feature.
- Nationwide real estate acceptance.
- Financing available for unfinished property units.
- Salary transfer not required for financing.
- Early payment option.
- Debt waiver in case of death or total disability (terms and conditions apply).
- Profit margin starting at 2.99% with an APR of 5.62%.
Easier Requirements for a Better Service:
- Open a current account with alinma.
- Obtain credit approval.
- Provide a valid national ID.
- Submit a salary certificate.
- Complete the real estate finance application form.
- Fill out the real estate details form.
- Attach a copy of the property deed.
- Submit a location sketch of the property.
Or through the following channels:
- alinma Phone: 8001208008
- alinma branches.
* Terms and conditions apply.