Invest Account

● Long-term investments start from SAR 50,000 with a minimum duration of three months.
● Short-term investments start from SAR 200,000 with a minimum duration of one month.
● Funds in this product are invested in a designated pool primarily composed of non-zakat assets, assets for which zakat has been paid by a third party, or a combination of both. As a result, this pool is not subject to zakat.
● Enjoy investment flexibility, with returns varying based on the investment amount and selected duration.
● Invest any working day with ease.
● Returns are calculated daily and paid at maturity—starting after one month for short-term investments and three months for long-term investments.
● Available for both Saudi citizens and residents.
● Invest in Nama Product using Saudi riyals through alinma’s digital channels and branches.
● Nama Product offers the option to invest in other currencies through alinma branches.

alinma invests the balances of investment accounts in revenue-generating investments that are stable in terms of fair value and cash flows. These balances are invested in one of the following pools:
● Retail Customers Investment Pool
This investment pool is primarily composed of non-zakat assets, assets for which zakat has been paid by a third party, or a combination of both. As a result, this pool is not subject to zakat.
● Sharia Decision 1398
● Corporate Customers Investment Pool
This investment pool is primarily composed of various revenue-generating assets, including alinma’s financings (excluding leased asset financings), Sukuk, and transactions with the Saudi Central Bank.
● FAQs

● A valid National ID or Residence Visa.
● Open a Current Account.

The anticipated annual profit rate is updated periodically and adjusts based on the subscription amount. Additionally, returns may vary depending on the investment period.

The anticipated rate of return for a one-month subscription period (minimum subscription amount: SAR 200,000).

Expected Annual Profit Rate (%)	Subscription Amount
5.11%	200,000
5.40%	2,000,000
5.51%	10,000,000
5.68%	20,000,000

 

The anticipated rate of return for a Three-month subscription period (Minimum Subscription Amount 50,000 SAR)

Expected Annual Profit Rate (%)	Subscription Amount
4.52%	50,000
5.43%	200,000
5.73%	2,000,000
5.85%	10,000,000
6.03%	20,000,000

● alinma Internet.
● alinma App for Smart Devices.
● alinma Branches.