A program designed to help customers save for their financial goals during retirement, in compliance with Shariah principles, while providing financial protection for their families in the unfortunate event of death.
Benefits that keep pace with your needs
- A regular long-term savings program with a specified maturity date.
- Flexibility in the subscription amount, starting from a minimum of 300 Ʀ per month.
- Coverage in the event of death, up to 1,575,000 Ʀ.
- If the policy holder death, the retirement program will end and the higher amount will be paid ( either the protection amount or the total saving value plus any earned returns)
- The option to invest savings in various investment strategies tailored for protection and savings products, managed by Alinma Investment.
- Partial withdrawals for emergency situations.
- The ability to withdraw at any time before the maturity date.
- The program lasts for up to 18 years or until the beneficiary reaches the age of 65, whichever comes first.
- A 21-day option period; if you are not satisfied, you can return the policy and receive a refund of the subscription amount, minus any applicable fees.
- Subscription payments options ( standing order or direct deduction )