We offer you the Fully Sharia compliant Alinma credit card that offers you freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in easy monthly installments.
- Instant approval upon average balance via Alinma app.
- Access to airport lounges in more than 1000 airport worldwide.
- Fully Sharia Compliant.
- Instant approval through Alinma App based on average balance.
- Applying for the credit card based on salary transfer information or without salary transfer (depend on client credit study) through Alinma App.
- The "Free for Life" offer applies if the card is used for a total of at least SAR 3,000 within the first three months of issuance, and continued usage of the card with a minimum annual spending of SAR 3,000 starting from the second year.
- Issue an additional credit card for a family member and get it for free (Terms and condition apply).
- Access to VIP lounges in more than 1000 airports around the world with the Alinma Infinite or Signature credit card via the Lounge Key website, or 25 airports with the Alinma Platinum credit card through the DragonPass website provided by Visa International.
- Pay the card in easy monthly installments of only 5% of the outstanding amount or SAR 100 (whichever is higher).
- The possibility to load the card with an additional amount and exceeding the credit limit by transferring from your current account to the card.
- Possibility of transferring any un-used additional amount in the card to the current account.
- Possibility of using the entire credit limit to pay your purchases through POS devises.
- Possibility of early repayment of the amount due.
- Ease of adding the card in e-wallets such as Apple Pay and mada Pay
- Enjoy various rewards and earning points from akthr Program.
- Continuous and wide verity of seasonal offers and discounts.
- Various offers with Alinma cards
- Lounge Access at worldwide airports
- The "Free for Life" offer is applicable only if the card is used for a minimum amount of SAR 3,000 within the first three months of issuance, and for at least SAR 3,000 annually.
- Issue an additional credit card for a family member and get it for free when you spend a minimum of SAR 1,000 per year, Offer valid starting from 10 until 31 October 2024. Request additional cards by calling Alinma Phone at 8001208000 or visiting the nearest branch.
- Each customer is entitled to issue only one additional card
- The offer applies to primary cards with a credit limit of SAR 3,000 and above
- Customers can manage the balance of the additional card.
- Request for Alinma credit card is subject to credit approval.
- The card will be delivered by mail within 10 working days.
- The bank has the right to take the necessary measures to preserve its rights in the event that the offer has been misused.
- Product terms and conditions apply.
- Earning points does not include digital wallet top up transactions.
How to apply for a Credit Card through Alinma App “Based on average balance”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Fill in expenses details, and agree to T&C
- Instant approval based on average balance
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Signing contract
- Issuing and activating the credit card
How to apply for a credit card through App “Based on salary information”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Select employer sector
- Select employer
- Enter the monthly income
- Fill in the expenses details, and agree on T&C
- Upload salary certificate
- Waiting for approval of the request
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Sign contract
- Issue and activate the credit card
- Alinma App.
- Alinma website
- Toll free 8001208008
- Visit the nearest Alinma branch (to view branches locations, please click here)
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Card type |
Local use (for each SAR) |
International use (for each SAR) |
|
Platinum |
4 points for each Riyal |
6 points for each Riyal |
|
Signature |
5 points for each Riyal |
7 points for each Riyal |
|
Infinite |
6 points for each Riyal |
7 points for each Riyal |
|
Offers |
Infinite |
Signature |
Platinum |
Service/ card type |
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All Alinma credit cards are free for life (Offer valid until 31 October , 2024). Fees will be applied on Supplementary cards |
Free for life |
Free for life |
|
Primary / Supplementary card |
Annual fee Issuance / renew |
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|
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|
|
SAR 50 |
Card replacement |
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SAR 75 |
ATM’s cash withdraw / each transaction |
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|
2.7% |
International transactions fee for each transaction |
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Less than a year SAR 25 From one to five years SAR 30 More than five years SAR 50 |
Additional monthly account statement |
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SAR 50 |
Falls dispute |
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SAR 1,875 is equivalent to USD 500 |
Visa’s Pre-Arbitration chargeback Fee |
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2.5% or as stated in the financing contract accompanying the card |
2.5% throughout financing contract only for cards issued before 31 May, 2024. |
Monthly finance profit rate |
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Starting from 34% |
APR |
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5% of the total amount due in the monthly statement or SAR 100 (whichever is higher) |
Minimum repayment amount |
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Travel Insurance
Multi-trip insurance provides coverage for you and your family for all travels during a period extending to (90) days. Coverage details:
For Alinma Infinite and Signature credit card holders
- Individual accident compensation up to USD 500,000 (international).
- Individual accident compensation up to USD 50,000 (Domestic).
- Emergency medical costs up to USD 150,000.
- Evacuation and repatriation costs up to USD 500,000.
- Cash for hospitals: USD 50 per day and up to USD 1,500.
- Trip cancelation/amendment up to USD 5,000.
- Flight delay up to USD 42 per hour up to USD 1,000.
- Baggage delay up to USD 42 per hour up to USD 500.
- Loss of personal property up to USD 150.
- Coverage for cardholder, husband or wife and up to five (5) children; coverage is available for persons 75 years old or younger.
- To download the insurance policy, please, visit the website (https://cardholderbenefitsonline.com/). Terms and conditions apply.
- For any claims, please, send the following information to (visa@broadspire.eu): • Cardholder’s name. • First 9 digits of the covered card number. • Cardholder’s address. • The Policy, or the section under which the claim falls. • Beginning of the financial claim.
Purchase protection
Purchase protection service provides more peace of mind every time you execute a purchase transaction. The service protects you against theft or damage to your purchases, so all you have to do is search for what you would like to buy.
Terms and Conditions:
- Full payment of products purchased by Alinma credit card.
- Available for new products only
- Coverage extend for a maximum of 365 days from the purchase date
- The maximum time for sending the claim is 48 hours after the occurrence of the incident
- The account holder should report the theft incident within 24 hours
Concierge Service
For Alinma Infinite and Signature credit card holders
Indulge in the worldwide Visa Concierge service at your convenience. This comprehensive service assists with restaurant and hotel reservations, entertainment bookings, car rentals, and flights. Accessible 24/7 every day of the week to streamline your experiences and fulfill your requirements.
To reach us within Saudi Arabia, call 8008443488. For calls outside the Kingdom, dial +97143611234 / +442078502829.
To enroll in the service, click here.
*Free for life offer will be canceled if the card is not used within 3 months or the card is canceled within a year, and the issuance and annual fees will be applied.