Personal Financing for Self-Employed Professionals

Personal Financing for Self-Employed Professionals

We are pleased to offer personal financing to professionals holding professional certifications, including doctors, healthcare practitioners, lawyers, engineers, and accountants. 

 

Apply Apply on Alinma App

 

Features that meet your Needs:
  • Duration up to 48 months.
  • Exempting heirs in cases of death/total disability (God forbid).
  • For approved/non-approved entities. Salary transfer is a must.
  • Sharia’h-compliant.
  • No sponsorship requirement.
 
You can apply through the following Channels:

 

Application Steps and Execution via Alinma Commodity App:
  1. Access financing options and select "Request Financing," then "Register Now."
  2. Fill out required information.
  3. Attach required documents.
  4. Application is submitted; it will be reviewed for approval or rejection.
  5. Upon approval, log in and check "Request Status" to view and accept the offer.
  6. Accept the bond via "Request Status" and follow the link from the "Nafith" platform to approve the promissory note.
  7. Approve the financing contract in the application.
  8. Enter the activation code sent via SMS and continue.

 

Terms and Conditions:
  • Salary Transfer Required
  • Minimum Age Requirement: 24
  • Minimum Salary: SAR 12,000
  • For Saudi Nationals Only
  • Maximum Financing:
    • SAR 150,000 for individuals with less than two years of service
    • SAR 200,000 for individuals with more than two years of service
  • Bank Statement for the Last 3 Months from any previous bank (where the customer's salary is transferred), in case of less than 3 salaries deposited in Alinma Bank
  • APR 13,69%

* Administrative fees and VAT apply

* Personal financing terms and conditions apply.

For more information, please, contact 8001208000