Exclusively via Alinma App, we offer you upgrade to Alinma credit Signature card, which is Fully Sharia compliant, that offers you freedom of use inside & outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in easy monthly installments.
- Upgrade the Platinum to Signature Credit Card only via Alinma App*
- Free for life.*
- Instant approval based on average balance.
- Access to Worldwide airport lounges in more than 1000 Airport.
Open Your Account Now Apply on Alinma App
- Fully Sharia Compliant.
- Instant approval through Alinma App based on average balance.
- Applying for the credit card based on salary information (based on customer credit history) through Alinma App.
- Upgrade the Platinum Credit Card to Signature only via Alinma App until 30th of September.
- Free for life.
- Instant approval based on average balance.
- Competitive profit margin 1.9%.
- Free subscription to Alinma Entertainer App, which present many offers of buy one get one free in addition to discounts through many stores that will suit all your daily needs.
- NO salary transfer (depend on client credit study).
- 30,000 free points in akthr Program on the first use of the card
- Access to VIP lounges in more than 1000 airports around the world with the Alinma Infinite or Signature credit card via the Lounge Key website, or 25 airports with the Alinma Platinum credit card through the DragonPass website provided by Visa International.
- Pay the card in easy monthly installments of only 5% of the outstanding amount or SAR 100 (whichever is higher).
- The possibility to load the card with an additional amount and exceeding the credit limit by transferring from your current account to the card.
- Possibility of transferring any un-used additional amount in the card to the current account.
- Possibility of using the entire credit limit to pay your purchases through POS devises.
- Ability to transfer up to 30% from credit card limit to the current account via Alinma Internet or withdraw cash up to 30% through Alinma ATMs.
- Possibility of early repayment of the amount due.
- Ease of adding the card in e-wallets such as Apple Pay and mada Pay
- Enjoy various rewards and earning points from akthr Program.
- Continuous and wide verity of seasonal offers and discounts.
- Lounge Access at worldwide airports
- 30,000 akthr points will be awarded for free on the first use of the Alinma credit card (within 15 working days).
- Free for life offer will be canceled if the card is not used within 3 months or the card is canceled within a year, and the issuance and annual fees will be applied.
- Request for Alinma credit card is subject to credit approval.
- The card will be delivered by mail within 10 working days.
- Alinma Entertainer app will be activated within 10 working days form card activation.
- The bank has the right to take the necessary measures to preserve its rights in the event that the offer has been misused.
- Product terms and conditions apply.
- Earning points does not include digital wallet top up transactions
- Offer is only valid through Alinma App.
- Free for life offer is valid on main credit cards and fees will be applied on the supplementary card.
- Free for life offer is valid until 31th of October.
- Offer is valid until 31th of July.
- Offer does not apply on customers who already had Alinma credit card.
- Offer of upgrading credit card does not apply on requests submitted through other channels while the rest of the credit card current offers are valid.
- Alinma Bank has the right to amend or change the terms and conditions of the offers, including the period of the offer and the discretionary right in choosing customers eligibility for the offer.
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How to apply for a Credit Card through Alinma App “Based on average balance”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Fill in expenses details, and agree to T&C
- Instant approval based on average balance
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Signing contract
- Issuing and activating the credit card
How to apply for a credit card through App “Based on salary information”:
- Home page
- Click cards then Click request card
- Select the credit card then Apply now
- Chose account linked to the card
- Select employer sector
- Select employer
- Enter the monthly income
- Fill in the expenses details, and agree on T&C
- Upload salary certificate
- Waiting for approval of the request
- Credit card limit acceptance
- Promissory note Approval via NAFITH
- Sign contract
- Issue and activate the credit card
|
Card type |
Local use (for each SAR) |
International use (for each SAR) |
|
Platinum |
4 points for each Riyal |
6 points for each Riyal |
|
Signature |
6 points for each Riyal |
7 points for each Riyal |
|
Infinite |
6 points for each Riyal |
7 points for each Riyal |
|
Offers |
Infinite |
Signature |
Platinum |
Service/ card type |
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All Alinma credit cards are free for life (Offer valid until 31th of October, 2023). Fees will be applied on Supplementary cards |
Free for life |
Free for life |
|
Primary / Supplementary card |
Annual fee Issuance / renew |
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|
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|
|
SAR 50 |
Card replacement |
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|
SAR 75 |
ATM’s cash withdraw / each transaction |
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|
2.7% |
International transactions fee for each transaction |
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|
Less than a year SAR 25 From one to five years SAR 30 More than five years SAR 50 |
Additional monthly account statement |
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|
SAR 50 |
Falls dispute |
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SAR 1,875 is equivalent to USD 500 |
Visa’s Pre-Arbitration chargeback Fee |
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|
1.9% or as stated in the financing contract accompanying the card |
1.9% throughout financing contract only for cards issued before 31th of October, 2023. |
Monthly finance profit rate |
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5% of the total amount due in the monthly statement or SAR 100 (whichever is higher) |
Minimum repayment amount |
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*Free for life offer will be canceled if the card is not used within 3 months or the card is canceled within a year, and the issuance and annual fees will be applied.