Personal Financing and Buyout Offers

Personal Financing and Buyout Offers

On the occasion of Founding Day, we are delighted to announce a limited-time offer of a 50% reduction in administrative fees for new personal financing or debt repayment facilitated through either the sale of goods or financing shares using the Murabaha formula.


Apply Apply on Alinma App


Offer Conditions:
  • The 50% discount on administrative fees applies exclusively to salary transfer customers.
  • The minimum salary requirement for eligibility is SAR 10,000.
  • This offer is valid from February 18th to April 15th, 2024.


You can enroll through:
  • Alinma App (for new personal finance applications)
  • Alinma website
  • Customer Services: 8001208008
  • Visiting an Alinma Bank branch


 *Terms and conditions apply.

For more details about personal finance click here.

For more details about Buyout, click here.


Steps of Requesting and Executing for the sale of goods via Alinma App:
  1.  Go to the "Finance" section and select "Finance Request," then click on "Register Now."
  2. Complete all the necessary fields with accurate information.
  3. Upload the required documents as per the instructions provided.
  4. Upon submission, your request will undergo review by the bank in accordance with its credit policy.
  5. Once credit approval is granted, you will receive an SMS. Proceed to the application and go to "Order Status" to review and approve the offer.
  6. Select the option to approve the promissory note within the "Request Status" section. Follow the link provided in the SMS sent from “Nafeth” platform of the Ministry of Justice to finalize the approval of the promissory note.
  7. The financing contract must be confirmed through the app.
  8. Enter the activation code received via SMS, then proceed with the approval process.
  9. Upon completion, ownership of the financed item will be transferred to you. The bank will deposit the item's sale proceeds immediately upon selling it to a third party on your behalf.