Murabaha Home Finance

A finance product that provides you with the opportunity to purchase a property unit from the market (completed or unfinished property, land) on a Murabaha basis as a finance option offered to all Alinma Customers (subsidized and non-subsidized).


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Features that meet your needs:

  • Fully Sharia’h-compliant finance based on Murabaha.
  • Competitive profit margin.
  • Providing an initial finance calculation.
  • Financing up to the age of 75 years.
  • Financing up to SAR 10 Million.
  • Possibility of financing non-accredited entities.
  • Settlement period up to 25 years.
  • Acceptance of completed units up to 30 years of construction.
  • Applicable to flexible installment.
  • Acceptance of real estate all over the Kingdom.
  • Financing unfinished property units.
  • Financing without salary transfer.
  • Early payment option.
  • Exemption of beneficiaries in case of death or total disability, God forbid (terms and conditions apply).


Easier Requirements for a Better Service:

  • Opening a current account with the Bank.
  • Credit approval.
  • National ID.
  • Salary certificate.
  • Real estate finance request form.
  • Real estate details form.
  • Copy of the real estate deed.
  • Real estate location sketch.


Or through the following channels:

  • Alinma phone (8001208008).
  • Alinma branches. 


* Terms and conditions apply.