Off Plan

A finance product that enables you to own a property unit (before or during the construction phase) from the Bank’s approved projects list, in Murabaha basis as a finance option offered to all Alinma Customers (subsidized and non-subsidized).


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Features that meet your needs:

  • Fully Sharia’h-compliant finance based on Murabaha (goods).
  • No property evaluation required.
  • Lower installment during the construction phase (maximum 36 months).
  • Freedom to choose appropriate unit from accredited projects.
  • Construction under the supervision and follow-up of WAFI committee of the Ministry of Municipal Rural Affairs and Housing Financing up to the age of 75 years.
  • Financing up to SAR 10 Million.
  • Possibility of financing non-accredited entities.
  • Settlement period up to 25 years.
  • Possibility of applying the flexible installment feature.
  • Financing without salary transfer.
  • Early payment option.
  • Exemption of beneficiaries in case of death or total disability, God forbid (terms and conditions apply).


Easier Requirements for a Better Service:

  • Opening a current account with the Bank.
  • Credit approval.
  • National ID.
  • Salary certificate.
  • Real estate finance request form.
  • Property quotation by one of the approved projects
  • Istisna’a contract signed by the accredited real estate developer. 


Or through the following channels:

  • Alinma phone (8001208008).
  • Alinma branches. 

* Terms and conditions apply.