E-Commerce Financing

Serves micro and small and medium enterprises clients to finance the generated cash flows from Alinma E-payment gateway or other banks  through flexible and fast credit approval process with period of up to 60 months and with financing up to SAR 5 million with easy and affordable terms and competitive prices, without the need to submit financial statements.

 

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Financing advantages:

  1. Financing up to SAR 5 Million.
  2. No financial statements required.
  3. Competitive rates and fees.
  4. Short financing study time.
  5. Flexible and easy financing terms.

 

Finance Limits:

  1. SAR 5 MM maximum financing limit.
  2. Non-Revolving Limit.

 

Financing terms and requirements:

  1. Entity's Age must be one year or above based on CR.
  2. Minimum deposit for E-commerce transactions SAR 1 MM within one year.  
  3. The entity must have online payment gateway for 6 months at least with Alinma or other banks.
  4. Positive SIMAH records for the entity and the owners is required.

 

Finance Tenor:

Up to 60 Months.

 

Repayments:

Monthly.

 

Finance Pricing and fees:

Depends on the nature of the financing and varies according to the creditworthiness and the customer’s relationship with Alinma.